According to statistics by the National Treasury Employees Union in 2009, work-related injuries in the U.S. occur at least once every second. In fact, 1 out of 5 Americans currently live with a disability. While accidents that happen during work may be a life-changing event to a few, it certainly doesn’t mean that one has no options and no benefits.
Knowing what to do right after experiencing a work related injury is important. It ensures that whatever negative effects it might have is reduced to a minimum so you can carry on with your life.
The first thing you should do is to report to a direct superior right after an accident. Laws differ from state to state regarding what kind of documentation is needed. In California, for example, written reports are required to claim benefits from disability insurance in Los Angeles. In other states, a verbal agreement is sufficient.
This is the next step that you need to do right away. A worker’s compensation claim is not a lawsuit against your employer, but it ensures you of financial and medical benefits should any untoward incident occur to you while at work. It’s still best to consult with disability insurance attorneys in Los Angeles, so they can answer any questions you might have. In most companies, claims for worker’s compensation can be filed with human resources who will help you every step of the way.
If you need urgent medical attention, any qualified hospital or facility can provide you with services regardless of whether they are covered by insurance or not. You are not required by law to go to a doctor paid for by your companies insurance. In most cases, this can lead to more problems in the future. Do your research and get the help you need from the facility you deem is necessary at once.
Knowing the right steps about what to do after a work injury is essential. Don’t forget to see a doctor immediately and if you encounter problems, consult with a lawyer as soon as possible. With a little due diligence, any work related accidents shouldn’t even put a considerable pause in your life.